Author name: Elara Voskian

Elara Voskian is a marine risk specialist with 12 years of experience designing insurance frameworks for watercraft rental operations across 17 coastal and inland regions. She holds dual certifications from the International Marine Insurance Institute and the National Recreation Risk Management Council. Her work includes co-developing the Kayak Rental Liability Index (KRLI), now used by 230+ outfitters to benchmark coverage adequacy and seasonal exposure.